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![]() When shopping for this type of policy, be sure to ask the insurer about premiums, fees and any other costs that may be associated with the policy. Universal life insurance policies have premiums, like any other life insurance policy, but they also have other costs in the form of policy fees. Insist that cost disclosures for universal life insurance be included in any proposalsĪ life insurance quote reflects what you’ll be billed for, but it doesn’t always tell you about a policy’s internal costs, such as expenses and fees. The accumulation rate of cash value and the policy fees for cash value policies also vary between companies. As a result, your premium can vary significantly depending on the insurer. Don’t assume insurance companies offer competitive pricing for everyoneĮvery life insurance company has its own rules that determine the rates it offers. All factors are important, but health has a tremendous impact on the rates and types of life insurance you’ll qualify for-and which insurance companies will have the best life insurance quotes for you.Īn experienced independent agent or financial advisor can save you a lot of time and frustration by pinpointing the insurance companies that are most likely to give you favorable rates based on your health and other factors. Life insurance quotes are determined by factors such as your age, gender, lifestyle (such as smoking) and health. Work with an experienced life insurance agent But a cash value policy might be a better choice if you want to supplement retirement income. For example, a term life policy might be a good fit to ensure your children have money for college if a parent passes away. Reviewing your financial goals with a financial advisor can help ensure you get a life insurance policy that helps you meet those goals. Life insurance helps your loved ones cover expenses and reach financial goals after you’re gone. ![]() Select life insurance as part of a larger financial plan All of our best life insurance companies have Superior (A+ to A++) or Excellent (A- to A) financial strength ratings. Additionally, insurers with greater financial strength are less likely to increase internal policy costs and premiums in response to challenging financial times.įinancial strength ratings are available from agencies such as Standard & Poor’s and AM Best, and are usually found on insurers’ websites. Look at financial strength ratingsĪ strong financial strength rating means you can be confident an insurer will be able to pay out claims in the future. Here are some important things to remember when shopping for the best life insurance. ![]() Financial advisors and experienced life insurance agents have the background to help you make the right decisions based on your financial goals and budget. Pinpointing the best life insurance policy can be a challenge for any buyer because there are so many different types of life insurance. Compare quotes from participating carriers via ![]() ![]() ![]() ![]() So yeah – that was it for today! I know both of these tags said to tag five people, but thanks to my humongous behindness concerning tags, I’ve been tagging so many people lately that I thought I’d take it a bit easier this time. So then I very quickly have to compose myself in order to appear at least somewhat normal… This GIF actually describes conversations with me quite accurately □ Remember that weird sense of humor I mentioned? Well, often, it leads to me laughing hysterically at stuff, and then I look around and realize no one else thinks it’s funny. That’s it! Make sure you laugh a lot in the process, too.Use the tag #gif-y-love and choose a GIF you love for each of the provided prompts.Mention the creators ( Tiction and Nehal).Thank the person who tagged you and leave a link to their blog.German is such an easy language, I don’t see what people are complaining about □Īnd now, onto tag #2… The GIF-y Love Tag The Rules: (I drive around the Christmas tree.)Īnd the past tense forms are different, too: And if you put them in a sentence, they have to be split differently, for example: There’s no way you can mix these verbs up! The first one is stressed on the “um” and the second one on “fahr”. One of my American friends showed this to me, but look – this meme is obviously being a bit harsh here. Grocery shopping has truly become life-threatening! ANIMAL MEME You know back in pre-pandemic times, when some people would just block a whole aisle with their cart and then you’d get all flustered because you couldn’t decide on whether to just squeeze past or figure out a way to best interrupt and say you needed to pass? So then you ended up walking around half the store to go into the aisle from the other side, only to find that the cart had now been moved to block that? No? I guess it’s just me, then □īut anyway, the pandemic has increased my fear of people a hundred-fold… Why do all of them suddenly feel the need to stand so freaking close to me?! And to show off their noses for the entire world to see?! Because I can’t think of any other reason why those shouldn’t be covered by masks. Grocery shopping is making me even more uncomfortable now than in used to. And not just because of the toilet paper shortage. Hahaha □ – unfortunately, there’s definitely some truth to this one, too. Honestly, guys, I am honored to be one of the first ever taggees in an original tag □ And I absolutely love memes and GIFs (which is pronounced /dʒɪf/, just so you know), so these are right up my alley! The only downside is that I’m now EXTREMELY behind on homework, so if you’re wondering why I have read and commented on a lot fewer of your posts than usual, you now know the reason □ I’ll catch up next week, I promise!Īnyway, since my insane workload has prevented me from writing the Addie LaRue review I originally wanted to post today, I thought we would go with a tag instead! Or actually, two of them! Nehal over at Books and Words and Tiction at Fictionally Crazy both tagged me to do the Memez Tag, and what’s more, they even came up with their own original tag, the GIF-y Love Tag, which they also tagged me for. Oh, and then there’s the fact that we’re little children at heart and had to climb literally every rock we could find … So yeah, instead of those four and a half hours, it took us more than six □ Oops… But since Germany has just gone back under lockdown, I guess it’s a good thing that we made the most of being able to see each other while we still could. And also, by the end of the hike, it had gotten so foggy that we had absolutely no clue where we were in relation to our surroundings. It was only supposed to last four and a half hours, but let’s just say that the path that our map and my phone (when we ended up distrusting the map) swore was there certainly wasn’t! At least I highly doubt we were supposed to wade through a swamp of mud that went up past our ankles. I wasted an entire day last week reading The Invisible Life of Addie LaRue (not that I regret it □), and on Sunday, my best friend and I went on a hike that she had given me as a birthday present. Let me tell you: This week, the workload really hit me in full force. ![]() ![]() ![]() Money problems before the competition had cast doubt over whether Britain would field teams, but funds were secured last December through a partnership with the National Lottery. Forrest’s squad huddled after their loss here, reflecting on their disappointment but also their achievement. New Zealand Women will take on Fiji Women in the semi-final match of the Tokyo Olympics on 31st July at the Tokyo Stadium. It was the nations tenth consecutive appearance at the Summer Olympic Games, for four of which it competed under the name Western Samoa. To see their women’s programme at that level now, it’s brilliant.”īritain’s men also narrowly missed out on a medal in Tokyo, losing 17-12 to Argentina. Samoa competed at the 2020 Summer Olympics in Tokyo.Originally scheduled to take place from 24 July to 9 August 2020, the Games were postponed to 23 July to 8 August 2021, because of the COVID-19 pandemic. “How far they’ve come as a team is just so good to see when you think of how strong their men’s programme has been for years. “That’s probably the standout moment of the whole tournament, in terms of how impressive Fiji have been. “They’ve got a good group of athletes, their offloading skills were unbelievable,” he said. Scott Forrest, the GB head coach, could only admire his opponents. That’s before we implement tactical stuff.” Days on Nukumawa was still emotional when she speaks of her son. So we had to do a massive job and 60-70% of our effort is just concentrating on core skills, how to catch, how to pass, tackle technique. 31 July 2021 Lusi Banuve-Leqa fiji7s, fijinews For 50-year-old Aqela Nukumawa seeing her son Iosefo Masikau stand to attention and sing the Fiji national anthem during the final of Tokyo Olympics 2020 brought on an onslaught of emotions and tears. “We identify them from athletics, some playing touch rugby in their village, and winning the bronze medal in the Tokyo Olympics is massive,” Fuli said. The Black Ferns claimed the gold medal with a 26-12 victory over France, who beat Britain in the semi-finals, 26-19. They gave New Zealand an almighty scare in the last four, going down 22-17 after extra time. ![]() Photograph: Stoyan Nenov/Reutersįiji lost to France then beat Canada and Brazil in the group stage before stunning the 2016 Olympic champions, Australia, 14-12 in the quarter-finals. Team GB players show their emotion after defeat by Fiji denied them a bronze medal. ![]() ![]() This work is licensed under a Creative Commons Attribution 4.0 International License that allows sharing, adapting, and remixing. Work from left to right along the row as you enter data for each person.īe sure to save your work when you are done. The general principle of SPSS data entry is that variables are in columns and individual people are in the rows. PSPP can open pre-existing data files with the File > Import data command. Manual data entry is slow, boring, and error-prone. It is a good idea to use preexisting data files rather than entering data by hand. ![]() Be sure to use numbers in this field to speed up the data entry.Įach row has a case number at the left that represents a particular person. In many situations a data file is available, so the data does not need to be manually entered. The Sex variable is coded so 1 = Male and 2 = Female. ![]() The easiest way to enter data is to click upon an empty field, enter the number or letters, then press the tab key to move to the next empty field to the right. Importing a Data File In many situations a data file is available, so the data does not need to be manually entered. This data file is available with the data in case you want to play around with it: psppFile.sav. A simple grade book is used for illustration. The PSPP file is now ready for data entry. PSPP for Beginners PSPP for Beginners Entering Data Watch all the videos to learn how to analyze data using PSPP from the questionnaire to interpreting the generated tables Introduction. ![]() ![]() ![]() In addition, communication latency represents an important bottleneck for the controller speed, and its modelling and impact on the control are both of interest for the scientific community. ![]() However, the interactions between primary and secondary controllers when their bandwidths are close has not been addressed in detail in the literature. In general, different control layers are designed with sufficient bandwidth separation between them to avoid unwanted dynamic interactions, resulting in slow outer controllers. To coordinate the operation of these DERs, a three-level hierarchical control is commonly used. Microgrids (MGs) facilitate the integration of distributed energy resources (DERs) in electrical grids. Finally, some points regarding the role of cyber-security in the future of SGs are presented. The decisive problem-solving approaches and defense mechanisms are presented. The cutting-edge cyber security approaches such as blockchain and quantum computing in SGs and power systems are stated, and recent research directions are highlighted. Furthermore, the characteristics and applicability of different cyber-attack models are technically discussed and analyzed. In the first step, we discuss the interactive features of cyber-security then, their modeling and mechanisms are reviewed and summarized in detail. This paper aims to systematically summarize different methods and techniques and to review corresponding solution approaches in cyber-security in energy systems. Studying, analyzing and providing solutions to mitigate or solve these problems highly depend on accurate modeling methods and examining the interaction mechanisms associated with the cyber-security of Smart Grids (SGs). CPPSs confront newly emerging issues including stability, resiliency, reliability, vulnerability and also security. These structures usually have connections between power sections and cyber parts. ![]() 233–240, 2011.Due to the advancement in communication networks, metering and smart control systems, as well as the prevalent use of Internet-based structures, new forms of power systems have seen moderate changes with respect to several aspects of contradictory Cyber–Physical Power Systems (CPPSs). Cheng, Delay-dependent stability analysis of a power system with a wide-area damping controller embedded, IEEE Transactions on Power Systems, vol. Heydt, Evaluation of time delay effects to wide-area power system stabilizer design, IEEE Transactions on Power Systems, vol. Wilson, An investigation of time transfer accuracies over a utility microwave communications channel, IEEE Transactions on Power Delivery, vol. Khanna, A survey of the communication architectures in the smart grid, Computer Networks, vol. Venkatasubramanian, WACS – Wide-area stability and voltage control system: R&D and online demonstration, Proceedings of the IEEE, vol. Vittal, Latency viewed as a stochastic process and its impact on wide-area power system control signals, IEEE Transactions on Power Systems, vol. Yin, Modeling and simulation for performance evaluation of IEC 61850 based substation communication systems, IEEE Transactions on Power Delivery, vol. Kokai, Development of transient stability control system (TSC system) based on on-line stability calculation, IEEE Transactions on Power Systems, vol. National SCADA Test Bed, Study of Security Attributes of Smart Grid Systems – Current Cyber Security Issues, INL/EXT-09-15500, Idaho National Laboratory, Idaho Falls, Idaho, 2009. Kokai, Actual operating experience of on-line transient stability control systems (TSC systems), Proceedings of the IEEE Power Engineering Society Winter Meeting, vol. Thesis, Department of Computer Engineering, North Carolina State University, Raleigh, North Carolina, 2009. Khanna, Communication challenges for the FREEDM System, M.S. Ericsson, Cyber security and power system communication – Essential parts of a smart grid infrastructure, IEEE Transactions on Power Delivery, vol. Reinfrank, An Introduction to Fuzzy Control, Springer-Verlag, New York, 1993. ![]() Dommel, EMTP Theory Book, Microtran Power System Analysis Corporation, Vancouver, Canada, 1992.ĭ. Pal, Wide-area measurement-based stabilizing control of a power system considering signal transmission delays, IEEE Transactions on Power Systems, vol. Tamura, Effect of coordination of optimal reclosing and fuzzy-controlled braking resistors on transient stability during unsuccessful reclosing, IEEE Transactions on Power Systems, vol. Tamura, The effect of temperature rise of fuzzy-logic-controlled braking resistors on transient stability, IEEE Transactions on Power Systems, vol. ![]() ![]() ![]() It started off as a color correction tool and evolved into a 360º movie editing tool for professional filmmakers.ĭaVinci Resolve Studio was used for color grading and/or editing feature films such as Deadpool 2, La La Land, Pirates of the Caribbean, Ad Astra, and more. And it’s truly amazing that an industry heavyweight like this has a totally free video editing program for less-experienced users. Pros: advanced color correction tools, advanced video editing, built-in library of effects, intuitive interfaceĬons: may seem too complex for beginners, can crash on older PCs HitFilm vs DaVinci: The Main Differences DaVinci Resolve 16 has enough features to keep beginner and amateur video creators occupied for at least a couple of years before moving on to a paid program. Now that we know a bit more about both programs, let’s do a few “HitFilm Express vs DaVinci Resolve” comparison rounds with the benefits to see which is better for you. 'HR for All' is a stance that we took when the company was founded to help all our HR allies all over the world make a difference.Featuresīoth of the programs provide users with advanced video editing tools: visual effects, motion graphics, audio post-production, color correction, and much more. ![]() By giving away a powerful HR software for free, we wanted everyone to enjoy the benefits of HR software. HR is not an easy job to do and OrangeHRM was built with the HR team at the center of the developments. Whether you are in the start-up stage or a multinational organization, our free & open-source HR software will help you manage your HR department easily with features such as, OrangeHRM is trusted by thousands of businesses all over the world as their HR management solutions provider. ![]() Whether it be tracking PTO or holding performance reviews, you get it all to manage your HR department in one single software. OrangeHRM offers a world-class HRIS experience and provides everything that you and your team need to be the HR heroes you know you all are. It works on desktop versions of MacOS X 10.11 and later, Ubuntu 16.04 and later, and Windows 7 and later. Opera browser is available for MacOS, Linux, and Windows devices. Toggle the integrated ad blocker on and off. ![]() Send encrypted content and links (articles, images, and videos) between devices using My Flow Search with Google and use the auto-fill prediction function Opera browser offers you to easily connect with your social life through the most famous social network integrated directly in the sidebar (Facebook, Instagram, Telegram, Whatsapp, Twitter, VKontakte) and listen your favourite music with the music players built-in (Spotify, Youtube and Apple Music). Opera's integrated virtual privacy network protects your privacy and reduces tracking. These are just a few of the essential features that Opera offers to make browsing easier, more enjoyable, and less distracting thanks to the Ad blocker built-in. Built on Chromium it take advantage of most of Google Chrome's extension library, including the best VPN completely free for users. Opera is a free internet browser that comes with enormous benefits and strong customization options. Magic Write in Canva Docs is an AI text generator to help you write stories, copy, blogs, articles, and more using AI content generation. Try premium features with Canva Pro for free for 30 days, and try exclusive features like background remover, instant animations, scheduling campaigns, brand kits, and resizing formatting options.Ĭanva also has a feature called Magic Write. Canva Teams offers real-time collaboration on the same project, helping you create content faster, improve collaboration, and help scale your brand. Elevate your resume by building it with a template, or take it further and create a website dedicated to your accomplishments! Companies can develop marketing campaigns and social media advertising with ease. Use the whiteboard feature to flesh out new ideas and keep track of your notes-Edit photos or videos for any occasion. Think of all the ways you can use Canva and the versatility it will provide you in day-to-day life, education, or the office. Canva is an all-in-one design solution, empowering anyone-from students and non-profit organizations to businesses of any size-to design anything they can imagine. ![]() ![]() ![]() VLC is packed with useful features most people have never heard of, including Chromecast support.ġ.) Open VLC media player 2.) > File > 3.) Convert > Profile > Video H.264+MP3 (MP4) 4.) Destination file > 5. ![]() While we’ve covered VLC’s awesome file conversion capabilities many times, this article was inspired by a SwiftOnSecurity tweet. This release fixes a security issue in the AVI demuxer. ![]() An alternative to VLC media player is SMPlayer, which is again portable. VideoLAN and the VLC development team are happy to publish version 2.2.8 of VLC media player today. Select VLC media player and uninstall it. If you do encounter problems in playing any particular extension (such as.
![]() ![]() Window = sg.Window("Image Viewer", elements, size=(475, 475)) Take what you learned in the previous section and rewrite it in a new file named image_browser.py: # image_browser.py If would be nice if you could make the viewer load up a directory of images and cycle through them instead. Your application makes you keep opening new images by browsing for a file one at a time. If you load an image, it will look like this:ĭoesn’t that look nice? Give it a try by opening up a photo on your computer! Creating an Image Browser That is how the Image Viewer looks when an image is not loaded. When you run this code, you will end up with something like this: You can do that by using the image key that is contained in the window object. Then you pull the byte data from the in-memory file and pass that to the sg.Image object in the window.update() method at the end.įinally you show the image by calling update() on the Image widget and passing in the PhotoImage object. To display the image, you convert the file into an byte stream using io.BytesIO, which lets you save the image in memory. Now you have the path to the image! You can open that image using Pillow, then resize it using thumbnail(). When the file event is fired, you will grab the image that was chosen by doing a lookup using the key on the values dictionary. This is where the meat of the program is. When an event occurs with that Element, it will be added to the window using that Element’s key or name. This is the key name you defined earlier for the Input Element. You check for the Exit event, which occurs when you close the application. You read() the window object for events and values. This is how you create the event loop in PySimpleGUI. The last piece of code to cover are these lines: while True: Any Element you need to access later should also be given a name, which is the key argument. You disable the Input Element to make it read-only and prevent typing into it - each keypress would be an individual Event, and your loop is not prepared for that. ![]() To enable events for an Element, you set the enable_events argument to True - this will submit an Event whenever the Element changes. FileBrowse – A button that opens a file browser dialog.The reason they are lined up horizontally is because they are in a nested list. These three widgets are lined up horizontally in the form from left-to-right. Then you want to add three more widgets underneath it. ![]() In this case, you are telling it that you want to create an Image widget at the top of your Window. ![]() PySimpleGUI uses Python lists to lay out the user interface. These 11 lines of code define how your Elements are laid out. Window = sg.Window("Image Viewer", elements) Now you’re ready to learn about the main() function: def main(): You import PySimpleGUI and the modules you need from PIL, and set file_types to the file selection choices for the Browse button in the form, which will default to JPEG. Let’s break it down into a couple of smaller pieces: # image_viewer.py If event = "Exit" or event = sg.WIN_CLOSED: Window = sg.Window("Image Viewer", layout) Then add this code to the file: # image_viewer.py To see how, create a new file and name it image_viewer.py. PySimpleGUI lets you create a simple image viewer in less than 50 lines. Now that you have your dependencies installed, you can create a brand new application! Creating an Image Viewer You will also need Pillow because Tkinter only supports GIF and PGM/PPM image types.įortunately, you can install both of these packages easily with pip: python3 -m pip install PySimpleGUI Pillow You need to install PySimpleGUI as it is not included with Python. You will be using the regular version of PySimpleGUI, which wraps Tkinter, rather than its wxPython or PyQt variants. In this tutorial, you will learn how to use PySimpleGUI to create a simple Image Viewer. PySimpleGUI makes creating applications easy. ![]() ![]() ![]() Public Healthīoth levels of government have the authority to implement policies and programs that try to promote and protect the health of citizens within their jurisdiction. The Supreme Court is the highest authority in these matters, so in cases of state-level conflict, the Supreme Court might get involved. Federal courts, on the other hand, are supreme to these state courts and make rulings on the basis of the federal Constitution. It follows that these states must also be able to create judicial entities that would monitor the enforcement of these laws.īecause of this, states have the power to establish courts which use the state constitution to enforce state laws. Establishing CourtsĪs mentioned above, individual states in the U.S. The state governments also have the power to make laws and regulations related to bankruptcy, but they must be consistent with the federal laws. These laws establish the process and procedures for filing for bankruptcy, the rights and responsibilities of the debtor, and the rights and responsibilities of the creditors. The federal government generally has the power to make laws and regulations related to bankruptcy through legislation such as the U.S. State expenditures, on the other hand, are typically split into six categories: K-12 education, university education, social welfare, healthcare, public safety, and public transportation. The federal government spends funds on social security, medicine, military equipment, building construction, research, education, and so on. The power to spend money for the general welfare is a concurrent one. Spendingīoth federal and state governments play a role in spending. It can create laws about how schools operate and what budgets they need. The state government is primarily responsible for controlling school standards. The federal government can also pass national-level legislation regarding education. It also provides funding for public schools. The federal government grants the rights of all Americans to free and quality education. Educationīoth federal and state governments play a role in education. The states, on the other hand, have the power to pass laws that fall under the state’s power. “to make all Laws which shall be necessary and proper for carrying into Execution the foregoing Powers, and all other Powers vested by this Constitution in the Government of the United States, or in any Department or Officer thereof” (U.S. In the United States, Congress has the explicit power to pass laws at the federal level.Īs the Constitution states, the Congress shall have the power: The state governments can similarly impose general sales taxes, excise taxes, property taxes, and so on. “lay and collect Taxes, Duties, Imposts and Excises, to pay the Debts and provide for the common Defence and general Welfare of the United States but all Duties, Imposts and Excises shall be uniform throughout the United States” (U.S. Constitution states, the Congress shall have the power to: The federal government can levy excise taxes, sales taxes on goods, and income taxes on individuals.Īs Article I, Section 8 of the U.S. The power to tax also implies the power of the federal and state governments to spend this money on general welfare. This is because each has the power to impose taxes. ![]() In the U.S., people pay taxes to both the federal and state governments. This distinction is important as it ensures that federal law prevails in cases of conflicting laws while still allowing for a degree of autonomy for the states in certain areas. Powers that are subject to federal preemption, meaning the federal government’s jurisdiction overrides that of the state or province (Zimmerman, 2014, p.Powers that are not generally subject to federal preemption (such as the power to tax private citizens), and.In a federal system, federal law is supreme and may preempt state or provincial laws in cases of conflict.Īs a result, concurrent powers can be divided into two categories: Chris Drew (PhD) Concurrent Powers DefinitionĪs the word “concurrent” (happening at the same time) suggests, the concept of concurrent powers refers to the powers that are shared by both the federal government and each of its constituent political units, such as states or provinces. ![]() |
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